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Banking

"Oh, we are students."
            "Do you have student IDs?"
            "Will this work?" asked Harut showing her the International Student Card.
            "I guess, it should," she said and took some information out of the card.
            "Do you give debit cards or just ATM cards?" inquired Harut.
            "No. We give debit cards. You can both make purchases in stores and use them as regular ATM cards. But remember: our bank's  ATMs don't charge you for using them, but when you withdraw money from other banks' ATMs they will probably charge you anywhere from one and a half up to about three dollars per withdrawal. So you would want to make sure you use our machines in order to avoid extra charges, okay?"
            "Ok. Are they also gonna charge us for just a balance inquiry?"
            "No, I don't think so."
            "Great. What about checkbooks? Do you give us checkbooks, too?"
            "Well, we are going to give you first ten checks. If you would like to obtain more, you should purchase them. But normally, you won't
need more than that. Just use your debit cards."
            "What about money transfers? How much is the fee?" inquired Harut.
            "International wires are about thirty-five dollars. But make sure you don't overdraft your account."
            "What's that?" asked Levon.
            "That's when you charge your account for more amount than is available on it," she explained. "Are you going to deposit any money into your account right now?"

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